Financial Reports

Anchor includes 25+ financial reports organized by category. Navigate to Reports in the sidebar.

Core Financial Statements

Trial Balance

Summary of account balances verifying that total debits equal total credits. Choose an as of date and a mode:

As at (default — Working TB / year-end style)

• Every account is cumulative through the as-of date (all posted history)
• Use this for conversion sign-off, year-end packs, and matching a Working Trial Balance

Year to date (optional mid-year view)

• Assets, liabilities, and equity — still cumulative to the as-of date
• Revenue and expense — activity from the organisation’s financial year start (Settings → Financials → Fiscal year start) through that date only
• Profit/(loss) brought forward — appears when prior years’ income/expense have not been closed to retained earnings, so column totals still balance

For a clean year-to-date P&L, date year-end close journals on the last day of the year being closed (not the first day of the new year).

Click an account code or name to open the general ledger for that account. The ledger uses the organisation’s financial year start through the as-of date, focuses that account, and shows an option to list all accounts again.

Balance Sheet

Assets, liabilities, and equity at a specific point in time. Follows the accounting equation: Assets = Liabilities + Equity.

Comparative Balance Sheet

Side-by-side balance sheets for two periods, showing changes in each account.

Income Statement

Revenue and expenses over a period. Shows gross profit, operating income, and net income.

Profit & Loss

Detailed P&L with comparison periods and date range filtering.

P&L Comparison

Compare profit and loss across multiple periods (month-over-month, year-over-year).

Cash Flow Statement

Cash inflows and outflows categorized as:

• Operating - Day-to-day business
• Investing - Asset purchases/sales
• Financing - Loans, equity

Cash Flow Forecast

Forward-looking projection of cash position based on outstanding invoices, bills, and recurring transactions.

Receivables & Payables

Aged Receivables

Outstanding customer invoices grouped by aging buckets:

• Current (not yet due)
• 1-30 days overdue
• 31-60 days overdue
• 61-90 days overdue
• 90+ days overdue

Aged Payables

Same aging analysis for outstanding supplier bills.

Payment Performance

Analyze how quickly customers pay and how your payment timing compares to terms.

Accounting Reports

General Ledger

Complete transaction log for all accounts with running balances. Filter by date range and account.

For any start date, balance-sheet accounts (assets, liabilities, equity) show an opening (brought-forward) balance for all posted activity before that date — including Opening balances journals and prior-year entries — then period lines with a running balance through to the closing balance. Revenue and expense accounts always open at zero for the selected range (calendar-year style P&L; no prior-year income/expense carried forward on the open row). Period debit/credit (In/Out) totals are for the selected range only.

Budget vs Actual

Compare budgeted amounts against actual spending. See Budgets for setup details.

Fixed Asset Register

Point-in-time schedule of fixed assets as at a date: cost, accumulated depreciation, and net book value, with category subtotals. Optional depreciation in period shows charges dated in a chosen range.

Balances are reconstructed from the asset register and depreciation history (including opening accum from conversion loads). Run depreciation through the last month you need before exporting year-end packs. Export PDF or Excel from the report page. See Fixed Assets for register maintenance.

Analysis Reports

Expense Analytics

Break down expenses by category, cost center, tag, or time period. Identify spending trends and outliers.

Vendor Spend

Analyze spending by supplier to identify your largest vendors and spending patterns.

Profitability

Profitability analysis by customer, project, or product line.

Financial Ratios

Key financial ratios calculated automatically:

• Current ratio
• Quick ratio
• Debt-to-equity
• Gross margin
• Net margin
• Return on equity

Tax Reports

Tax Summary

Summarizes taxable income and deductible expenses for a period. Useful for tax filing preparation.

Specialized Reports

Financial Calendar

Calendar view of financial events: invoice due dates, bill payments, payroll dates, and tax deadlines.

Consolidation

Consolidated reports across multiple organizations (if applicable).

Duplicate Detection

Identify potential duplicate transactions that may need review.

Custom Reports

Build custom reports with flexible filters, grouping, and column selection.

Report packs

Monthly management pack

One download for directors or advisors covering a calendar month (defaults to last complete month):

• Executive KPIs (vs prior equal-length window)
• Profit & loss and balance sheet
• Cash movement summary
• Aged receivables and payables
• Sales by customer
• ZA VAT snapshot (bi-month tax window when configured)
• Fixed asset register
• Approximate bank reconciliation status

Open Reports → Monthly management pack, pick the month, optionally toggle sections, then Download PDF (or Excel). Trial balance is optional (off by default).

Accountant report bundle

The four core statements (P&L, balance sheet, trial balance, cash summary) in one spreadsheet or PDF — aimed at accountants and year-end packs. Open Reports → Accountant report bundle.

Date Range Filtering

Most reports support custom date ranges with presets:

• This Month / Last Month
• This Quarter
• This Year / Last Year
• Custom range

Exporting

All reports can be exported using the Export button. The management pack and accountant bundle produce a single multi-section PDF or workbook rather than one file per report.